Rates & Fees

Transparent pricing with no hidden fees. Your exact rate depends on your credit profile and state.

Loan Information

Loan Amounts $1,000 - $10,000

Loan Terms 12 - 48 months

APR Range 18.99% - 35.99%

*APR (Annual Percentage Rate) varies based on creditworthiness and planetary regulations. Spice surcharges may apply.

Origination Fee 0% - 5% (varies by state)

Late Payment Fee $15 or 5% of payment (whichever is greater)

Returned Payment Fee $25

Prepayment Penalty None

Here's what a typical loan might look like:

Loan Amount: $5,000

APR: 24.99%

Term: 36 months

Monthly Payment: $198.74

Total Interest: $2,154.64

Total Repayment: $7,154.64

*This is an example only. Your actual rate and payment will depend on your credit profile.

Loan availability, amounts, and rates vary by state due to regulatory requirements. Apply to see what options are available in your state.

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